Check out the wonders of compound interest with this calculator. This is a great tool to observe and measure the effects of your potential saving and investment decisions. It is made particularly useful with the top up box, to simulate regular savings over a period of time and by entering a negative start amount, it can show you the effect of paying regular amounts off debts such as loans and credit cards.
The difference between saving and investing can be spectacular. Use this calculator to give you a rough idea of how choosing to invest instead of simply saving will effect you. The calculator will show you when you could retire because your earnings have become greater than your expenses.